Work Guide 360°.
A complete life-cycle guide for working in Israel: employees, freelancers, taxes, payroll, unemployment and termination.
Pillars
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Pillar 1 - Employee status (Complete)
This pillar covers day-to-day employee reality in Israel: contracts, benefits, leave categories and sensitive topics such as reserve duty. Mastering these rules protects both income and legal position.
Last legal review: 01 June 2026
Guide build version date
Pillar legal disclaimer: This pillar is practical guidance and does not replace personalized legal advice on your contract, internal policy framework or dispute context.
Rights & Milouim (Reserve Duty)
Dismissal ban: it is strictly forbidden to dismiss an employee (or reduce salary/position) during Milouim and during the 30 days after return.
Salary continuity: salary remains at 100%. Employer advances payment and is reimbursed by Bituah Leumi (average of last 3 months).
Rights accumulation: during absence, paid leave seniority and pension/Keren contributions continue to accrue.
Milouim tax bonus: reserve-service days may grant additional tax-credit points (Nekoudot Zikouy) in the following year.
In case of dispute, contact the reservist protection commission at the Ministry of Defense.
Rights & Milouim (Reserve Duty)
Reservist ProtectionDismissal ban: it is strictly forbidden to dismiss an employee (or reduce salary/position) during Milouim and during the 30 days after return.
Salary continuity: salary remains at 100%. Employer advances payment and is reimbursed by Bituah Leumi (average of last 3 months).
Rights accumulation: during absence, paid leave seniority and pension/Keren contributions continue to accrue.
Milouim tax bonus: reserve-service days may grant additional tax-credit points (Nekoudot Zikouy) in the following year.
In case of dispute, contact the reservist protection commission at the Ministry of Defense.
Net salary simulator
Open the calculator in full screen on mobile for a cleaner reading experience.
Gross -> Net Salary Calculator (Olim 2026)
Educational monthly net estimate including progressive tax, credit points, National Insurance + health, and employee pension.
Gender
Family
Note: 13-18 gives points only to mothers (+1 per child).
Children credit points: 0.00
Total: 2.25 credit pointsCivil Status
Note: divorce must be recognized by the Ministry of Interior for these points to appear on the payslip.
It is the only savings product in Israel fully exempt from capital-gains tax after 6 years. Ask for it during your interview.
ESTIMATED NET
11,548 ₪
Net
Income tax
National insurance + Health
Pension (employee share)
Keren Hishtalmout (2.5%)
Base points: 2.25 | Child points: 0.00 | Olim points: 0.00 | Total: 2.25 points
Total points2.25
Children credit points0.00
Single-parent point0.00
Shared custody bonus0.00
Mezonot point0.00
Point value242 ₪
Estimated taxable base14100 ₪
Income tax1392 ₪
Tax before credits1936 ₪
National insurance + Health1161 ₪
Employee pension rate (6%)900 ₪
Keren contribution (estimated employee share 2.5%)0 ₪
Total Nekoudot Zikouy2.25 points
Estimated monthly tax reduction545 ₪
Actions
Simulation based on 2026 ITA tax brackets and 2025 confirmed point value (242 ILS). BL+health ceiling applied at 47,000 ILS/month. Check your Tloush and ITA for exact figures.
Always check your Tloush (payslip) on the 10th of each month. A mistake on your Oleh credit points can cost you thousands of shekels per year.
FAQ - Net salary simulation in Israel
What is the 2026 value of one credit point (Nekouda)?
This simulator uses 242 ILS/month — the confirmed 2025 value (published by the Israeli Tax Authority). The official 2026 value is published by the ITA in late 2025; based on CPI trends (~3%/year), the 2026 value is estimated around 249 ILS/month. Verify on the ITA website (taxes.gov.il) for the confirmed 2026 figure.
How many credit points does a new Oleh receive?
Article 35 modeling used here: months 1-18 = +0.25 point/month (3 points/year), months 19-30 = +0.16 point/month (2 points/year), months 31-42 = +0.08 point/month (1 point/year), added to base points.
How are children points calculated in 2026?
From tax year 2024 onward (aligned with Kol Zchut): 2.5 points in the tax year of birth; 4.5 in each tax year the child turns 1 or 2; 3.5 when they turn 3; 2.5 when they turn 4 or 5. This calculator uses simplified 1 point per child aged 6–12; extra rules apply for ages 13–18 and parental status.
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