Airport
1 250 ₪
Olim Aid & Scholarships 2026.
Actionable Olim rights encyclopedia (2026).
Cash grants, tax breaks, and practical discounts.
Sal Klita: real payment structure
Sal Klita works in 3 stages: a rechargeable card at Ben Gurion, a first bank transfer, then 6 monthly payments. Track every transfer in your account.
Cash Grant| Step | Timing | What happens |
|---|---|---|
| 1 — Airport card | Arrival day (M0) | Rechargeable card issued at the Misrad Haklita desk at Ben Gurion. E.g. 1,250 ILS for a single person, 2,500 ILS for a couple. |
| 2 — 1st transfer | M0 (days after arrival) | First bank transfer to your Israeli account. Open your account as soon as you arrive to receive it. |
| 3 — Monthly ×6 | Months 1 to 6 | 6 monthly payments to your Israeli bank account. Fixed amount based on profile and household composition. |
Official 2026 amounts (Misrad Haklita schedule)
Amounts based on the official Misrad Haklita 2026 schedule. Supplements vary by children age bands (0-4, 4-18, 18-21) and household size. Use the simulator below for a personalized calculation.
| Profile | M0 (card + 1st transfer) | Monthly payment (×6) | Estimated total |
|---|---|---|---|
| Single | ~2,794 ILS | ~3,150 ILS/month | ~21,694 ILS |
| Couple | ~6,523 ILS | ~5,806 ILS/month | ~41,359 ILS |
| Solo parent | ~3,931 ILS | ~5,190 ILS/month | ~35,071 ILS |
| Couple + 1 child (0-4 yrs) | ~9,868 ILS | ~7,387 ILS/month | ~54,190 ILS |
Residency rule: Sal Klita is conditional on actual presence in Israel. Extended absences (generally over 3 consecutive months or over 6 months total in the year) can suspend or cancel remaining monthly payments. Check with Misrad Haklita before any long trip.
Simulateur Sal Klita 2026 : Calculez vos aides financieres
Single profile mode
Add children
Estimated total (year 1)
21 694 ₪
1st transfer
1 544 ₪
Months 1-6
3 150 ₪
Children
0
Montants indicatifs bases sur les baremes officiels du Ministere de l'Alya et de l'Integration.
After Sal Klita, housing assistance may be granted depending on eligibility and household profile.
Pre-retiree: eligible if you reach Bituah Leumi retirement age within 7 months after Aliyah.
International tax: Milchan Law & adaptation year
For 10 years, foreign-source income receives a favorable regime for Olim. Reporting and compliance still matter.
Tax BreakAdaptation year (Shnat Histaglut)
You may elect not to be treated as an Israeli tax resident during year one to test integration. This must be planned with a tax advisor before income/asset decisions.
Nekoudot Zikhout (tax credit points)
A new Oleh receives additional declining tax points over roughly 4.5 years (under current legal schedule), independently from foreign income.
Real estate & housing: critical details
DiscountArnona (municipal tax)
70% to 90% Arnona reduction (up to 100m²) for 12 months, usable within a 24-month window depending on local rules.
Rent assistance (S'har Dira)
For Olim without property ownership, aid typically starts from month 7 (rates vary by family profile and location).
| Profile | Start | Indicative monthly aid |
|---|---|---|
| Single person | Month 7 | ~ 250-400 ILS |
| Couple | Month 7 | ~ 350-550 ILS |
| Family with child(ren) | Month 7 | ~ 500-900 ILS |
Education & children
Minhal Hastudentim
Up to 100% university tuition coverage for a Bachelor degree if started before age 30 (subject to program and institution criteria).
Hugim (after-school activities)
Some municipalities provide first-child discount vouchers. Check city-level programs at school-year start.
Student aid: age & amounts
| Track | Indicative age | Indicative amount |
|---|---|---|
| Bachelor | Start before age 30 | Up to ~100% tuition coverage |
| Master | Often before 27-30 (profile-dependent) | Partial aid may be available |
| Ulpan / Academic prep | Eligibility-based | Variable subsidies (city / ministry) |
Exact amounts depend on annual budgets, institution, and personal profile. Validate each file with Minhal Hastudentim.
Transport
Activate your Oleh Rav-Kav profile early to avoid full fares. Discount duration and level depend on active profile conditions.
Rights timeline
Month 0
Airport
First Sal Klita payment + Teoudat Oleh
Month 1
Core setup
Bank account opening + Koupat Holim enrollment
Month 6/7
Housing
Possible start of rent aid (S'har Dira)
Month 18
Ulpan
Typical Ulpan voucher validity endpoint
Year 1
Initial reductions
Many onboarding reductions end (Arnona, transport depending on profile)
Year 3
Car benefits
Common limit for some Olim auto benefits
Year 10
Foreign tax regime
Main foreign-income exemption regime ends
Car & import
Potential benefits for local purchase/import during first years. Verify compliance deadlines and customs limits before commitment.
Income & employment support (months 7-12)
After the first onboarding period, additional support schemes may apply depending on family and employment profile.
Cash GrantDmei Kiyum (subsistence support)
Can generally apply from month 7 to month 12 for Olim with insufficient income, with rates based on household type.
| Profile | Typical period | Indicative amount |
|---|---|---|
| Single person | Months 7-12 | ~ 1,500-2,400 ILS |
| Couple | Months 7-12 | ~ 2,200-3,300 ILS |
| Family | Months 7-12 | ~ 2,800-4,400 ILS |
•Registration and follow-up with employment services may be required to keep eligibility.
•Keep proof of job search and all income documentation.
•If Ulpan is extended, some support extensions may be possible depending on file status.
Advanced housing aid
DiscountMortgage support (Mashkanta Zaka ut)
Depending on profile, preferential conditions may exist (subsidized component / reduced rate) for first-property purchase.
Municipal / Ministry of Housing programs
Some cities offer complementary programs (guidance, housing priority, local grants). Check your municipality and housing ministry channels.
Extended glossary
Bitouah Leumi
Israeli social security
Misrad Haklita
Ministry of Integration
Keren Pentsia
Pension fund
Hishtalmut
Tax-advantaged employee savings plan
Sal Klita
Integration basket
Mas Rechush
Property purchase tax
Ptour
Exemption
Zakhout
Right / privilege
Frequently asked questions
What financial aid is available for Olim students in Israel in 2026?+
Core tracks include Minhal HaStudentim tuition support, academic assistance, and in some profiles Dmei Kiyoum living support.
Is the Arnona discount for Olim automatic?+
No. You must apply through your municipality with supporting documents, and local criteria determine the final rate and period.
How does Sal Klita work and what are the amounts?+
Sal Klita works in 3 stages: (1) rechargeable card at Ben Gurion on arrival day, (2) first bank transfer in the following days, (3) 6 monthly payments M1-M6. 2026 examples: single person ~21,694 ILS total (3,150 ILS/month), couple ~41,359 ILS (5,806 ILS/month). Use the simulator for your exact profile.
Can I combine student aid with rent assistance?+
In some cases yes, depending on income and family profile. Always verify overlap rules with Minhal and Ministry channels.
What is Dmei Kiyoum for Olim?+
It is a subsistence support track that may apply during study/employment transition phases based on household eligibility.
Locate Bituah Leumi & aid associations
Find Bituah Leumi offices and aid associations for Olim on the map.
Bituah Leumi social benefits
Tax Break•Child allowances + child savings account in many standard cases.
•Disabled child benefits (subject to medical and administrative criteria).
•Attendance/support benefits for severely disabled new immigrants (subject to eligibility rules).
•Monthly status checks in your online account help prevent payment blocks.